Insurance Policies You Need When You Run A Home Business

All businesses require insurance, no matter the size of your business or in what industry you operate. The right type of insurance gives you the peace of mind that your assets and your future are secure. The harsh reality is that disaster could easily strike at any moment and, if you’re unprepared, force you to… Continue reading Insurance Policies You Need When You Run A Home Business

Who’s Responsible for Removing Snow and Ice?

Snow is a beautiful thing to look at. However, when you have to go about your daily life with snow and ice, it can become a challenge. Sometimes people slip and fall on icy surfaces. Who is responsible for clearing snow and ice? That usually depends on where the snow and ice are located.

5 Tips when Insuring a Business Vehicle

Businesses face somewhat different problems than private car owners when it comes to purchasing vehicle insurance. Most car owners know that agents routinely ask the question about how the car will be used. They always want to know if it will be used for business because it adds more risk to the insurer. Business need… Continue reading 5 Tips when Insuring a Business Vehicle

When Do You Need A Commercial Auto Insurance Policy?

There is a big difference between a commercial auto insurance and a personal auto policy. Do not think that you can use one in lieu of the other. You need a commercial auto insurance if you are driving your car for business pursuits. If you own a business regardless of size, you should buy liability auto coverage. This is a legal requirement that you must comply with, particularly if you have to use a vehicle or several vehicles to carry on your business operations.